Sunny Isles Beach is famous for its white-sand beaches, luxury high-rises, and stunning ocean views. It is an amazing place to live. But all of that beauty comes with a price tag.
If you are thinking about moving to the “City of Sun and Sea,” you probably want to know what it actually costs to live here on a daily basis. The cost of living in Sunny Isles Beach is about 29% higher than the national average.
In this guide, we will break down exactly what you can expect to pay for housing, food, and daily expenses so you can plan your budget with confidence.
Housing Costs: The Biggest Expense
Housing will be your largest monthly expense by far. Sunny Isles Beach is known for its upscale real estate and luxury condos. Because it is a highly desirable coastal city, demand is always high.
Renting in Sunny Isles Beach If you plan to rent, expect to pay a premium.
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A standard one-bedroom apartment typically starts around $2,000 to $2,200 per month.
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A two-bedroom apartment averages between $2,400 and $2,900 per month.
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Luxury high-rises with ocean views and resort-style amenities will cost significantly more.
Buying a Home If you want to buy property, the market is competitive. The median home sales price hovers around $550,000 to $677,000, depending on the season and inventory. However, many luxury condos and oceanfront estates easily stretch from $1.2 million to well over $10 million.
Daily Living Expenses: Groceries, Dining, and Utilities
Beyond housing, you have to account for everyday living costs. These expenses in Sunny Isles Beach tend to sit slightly above the national average.
Utilities Florida weather means you will run your air conditioning for most of the year. For a standard two-bedroom apartment, expect to pay about $180 to $250 per month for basic utilities (electricity, cooling, water, and garbage).
Groceries and Food A couple living in Sunny Isles Beach typically spends between $500 and $600 a month on groceries. The area has plenty of great grocery stores, from local markets to high-end spots like Publix and nearby Whole Foods.
Dining Out Sunny Isles Beach has an incredible dining scene. A casual mid-range meal or a lunch spot will cost you around $15 to $25 per person. If you prefer fine dining at oceanfront restaurants or upscale steakhouses, expect a much higher bill.
Transportation Costs
While the city itself is highly walkable, most residents own a car to commute to Miami or Fort Lauderdale. You will need to budget for auto insurance, which is historically high in South Florida, as well as gas and parking.
Keep in mind that traffic can get heavy during the winter tourist season. Some condo buildings also charge additional monthly fees for extra parking spaces, so make sure to ask your realtor or landlord about parking costs.
Taxes and Income: How Much Do You Need to Make?
One of the biggest financial benefits of moving to Sunny Isles Beach—and Florida in general—is the tax structure. Florida has no state income tax. This can save you thousands of dollars a year compared to living in places like New York or California.
To live comfortably in Sunny Isles Beach without stressing about bills, financial experts suggest that a single person should earn around $78,000 a year. For a family to live comfortably, an annual household income of around $130,000 is recommended.
The Pros and Cons: Is It Worth It?
Living here is an investment in your lifestyle.
The Pros:
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Safety: Crime rates in Sunny Isles Beach are well below the national average.
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Schools: The area features highly-rated public schools, making it a great spot for young families.
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Lifestyle: You get year-round sunshine, pristine beaches, and world-class amenities right outside your door.
The Cons:
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Cost: It is expensive. You pay for the location and the luxury.
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Traffic: During peak tourist months, the roads can get crowded.
Ready to Make the Move?
Sunny Isles Beach offers a fantastic quality of life. If you have done the math and are ready to call this beautiful city home, you need a moving team you can trust.
At Pro Movers Miami, we know local traffic patterns, high-rise COI (Certificate of Insurance) requirements, and strict HOA guidelines like the back of our hand. We are a fully licensed and insured direct carrier—not a broker. That means the price we quote is the price you pay, with zero hidden fees on moving day.
Whether you are moving locally from Brickell or making a long-distance move across the country, our 100% background-checked crews are here to help.
Get a Free, Guaranteed Quote Today and let us make your transition to Sunny Isles Beach completely stress-free.